For Experienced Developers and Portfolio Investors

Stop Letting Funding Erode Your Margins

We design the capital strategy behind profitable property businesses — before the lender ever sees your deal.

Book a Capital Strategy Call See How it Works
The Real Problem

If you've been in property long enough, you've felt this:

  • Valuation comes in light.
  • QS queries drag on for weeks.
  • Monitoring surveyor keeps holding back drawdowns.
  • Lender changes terms last minute.
  • You're forced into an extension at 2% per month.
  • Or worse — the refinance doesn't land.
0% Expected
0% Actual
−45% Margin Loss

Not because it was a bad project.
Because the funding wasn't engineered properly.

What Most Brokers Do (And Why It Costs You)

Most brokers:

  • Submit your deal as-is.
  • Chase the cheapest rate.
  • Move on once it completes.
  • Hope the exit works.
Design the capital stack Stress test build costs Identify refinance options before day one Stress test the GDV Model your exit under multiple scenarios Structure contingency into the deal

Our Approach

How Property CFO Approaches Capital

01

Capital Architecture First

Before approaching any lender, we design the full capital stack — senior debt, mezzanine, equity — aligned with your project timeline and exit.

02

Stress Testing

We pressure-test your GDV, build costs, and exit scenarios so you know exactly where your margins sit before funding is agreed.

03

Lender Positioning

We prepare your deal to be seen favourably by lenders — the right presentation, right structure, right timing.

04

Drawdown Management

We stay engaged through the build, managing monitoring surveyors and drawdown schedules to prevent costly delays.

05

Exit Engineering

We plan the exit from day one — whether sale, refinance, or portfolio hold — so you're never forced into a last-minute decision.

06

Ongoing Advisory

We remain your capital director throughout the relationship, not just the transaction.

Who This Is For

Built for serious property operators.

🏢

Developers

Development projects £500k–£10m GDV

Operators delivering structured residential or mixed-use developments who require capital aligned with programme timelines and exit strategy.

🏠

Portfolio Landlords

Multi-property portfolios

Investors managing growing portfolios who need refinancing, equity release and long-term capital optimisation.

📈

Commercial Properties Investors

Repeat deal operators

Experienced investors completing multiple transactions who require structured funding support rather than transactional broking.

⬡

SME Housebuilders

Growing property businesses

Established builders scaling operations who need capital structures supporting growth, liquidity and delivery certainty.

Capital. Foresight. Outcome.

The Three Pillars of Property CFO

C

Capital

We engineer the right capital structure for your project from the outset — senior debt, mezzanine, equity, and everything in between — before approaching any lender.

F

Foresight

We model every scenario before it becomes a problem. Valuations, QS queries, drawdown delays, exit conditions — all stress-tested before completion.

O

Outcome

We stay with you from first draw to final exit. Our engagement doesn't end at funding — it continues until your project is complete and the capital has performed.

The Real Cost

The Cost of Getting It Wrong

One extension at 2% per month on a £1.5m loan:

£ 0

per month

Two months of delay:

£ 0

gone forever